Financial Planning Service

Building and preserving your personal wealth requires specialized attention. You get one-on-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth. General financial planning services are designed to help people gain better control over their financial lives. When these services are used, a professional will take a close look at a client?s current financial standing, glean information about long-term goals and work to develop a plan to make those goals become reality.

We help you....

• Save enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.

• Pay for your child's college education by accurately estimating the amount of money you'll need, analyzing your assets, reviewing estimated shortfalls and considering general alternatives and strategies to help address these potential shortfalls, and developing an optimal savings plan given your financial situation and risk tolerance.

• Protect your family in case of you become disabled by ensuring you have enough money in your emergency fund and analyzing your life, disability, health, home, and auto insurance coverage. We also review your will and various powers of attorney designed to take care of your affairs in the event you are incapacitated and can't manage them yourself.

• Achieve your investment goals by identifying the steps needed to maximize your investment returns as well as the steps needed to help minimize your risk while building increased predictability of your investment returns.

• Leave a legacy for your heirs by maximizing the value of your estate by saving tax dollars, professional fees, and court costs. As well as minimizing the costs of probate, creditors, lawyers, and estate taxes, which can negatively impact the value of your estate. We also help you stay in control of your affairs by providing a road map for passing your estate on to your heirs.

Benefits of Using a Planner - A financial planner helps you:

• Set realistic financial and personal goals.

• Assess your current financial health by examining your assets, liabilities, income, insurance, taxes, investments and estate plan.

• Develop a realistic, comprehensive plan to meet your financial goals by addressing financial weaknesses and building on financial strengths.

• Put your plan into action and monitor its progress.

• Stay on track to meet changing goals, personal circumstances, stages of your life, products, markets and tax laws.